720 and above is considered “A” credit.

The amount of time it takes is different in every circumstance. Many of our clients see tremendous results within 30-90 days. Of course items like a bankruptcy or repossession could take longer but any derogatory item can be removed. The progress of your case will also depend on you forwarding all correspondence to us as soon as you receive it.

Negative information on your credit report can stay on your record for up to ten years after the last date of activity, costing you hundreds of dollars in higher interest rates over time. It’s also humiliating when you try to seek for credit and are denied because of something in your credit report (Or have to pay 22 percent ). Everything we do nowadays is influenced by the information on our credit file, including renting a home, purchasing a car, obtaining credit cards, and even obtaining employment. People are increasingly being denied job opportunities because of information on their credit files.

Yes. Inquiries are difficult to get removed but we do have success with all three credit bureaus. Credit Repair Associates removes around 85%- 90% of our clients’ inquiries on average. There is no guarantee for this service although we can assure you, we are successful majority of the time.